Car Finance

Tynan Financial Solutions can help you to find the ideal way to finance your next car.

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Most Common Types of Car Finance

Car Loan

A Car Loan is a personal finance product where the financier lends the customer funds for the purchase of a vehicle, and secures the loan against that vehicle. A Car Loan is can also be known as a Consumer Loan or a Secured Car Loan. Under a Car Loan the customer takes ownership of the vehicle at the time of purchase, and the financier takes an interest in the vehicle as security for the loan. Once the contract is completed, the financier lifts their interest in the vehicle, giving the customer clear title. Please contact us to see if a car loan benefits you.

Personal Loan

A Personal Loan is a type of unsecured car loan, whereby the financier lends you money but doesn't take any security over the vehicle. Personal loans have all the same benefits as Car Loans without the vehicle used a security Please contact us to see if a personal loan benefits you.

Chattel Mortgage

A Chattel Mortgage is a commercial finance option whereby the financier advances funds to the customer to purchase a vehicle, and the customer takes ownership of the vehicle (chattel) at the time of purchase. The financier then takes a "mortgage" over the vehicle as security for the loan, by registering their interest over it with the PPSR. Once the contract is completed, the security interest is removed giving the customer clear title to the vehicle. Please contact us to see if a chattel mortgage benefits you.

Commercial Hire Purchase

Under a Commercial Hire Purchase (CHP) arrangement the financier agrees to purchase the car on behalf of the customer, and then hire it back to them over a set period of time. The customer has the use of the vehicle for the term of the contract but is not the owner of the vehicle. At the end of the contract term when the total price of the vehicle (minus any residual) and the interest charges have been paid in full, the customer takes ownership of the car. Commercial Hire Purchase can also be known as a Corporate Hire Purchase, Hire Purchase or Offer To Hire. Please contact us to see if a commercial hire benefits you.


A Car Lease or Finance Lease is a commercial finance product which enables the customer to have the use of a car or commercial vehicle and the benefits of ownership, while the financier retains actual ownership of the vehicle. The financier purchases the vehicle on behalf of the customer, who then leases the vehicle back from the financier and pays a fixed monthly lease rental for the term of the lease. At the end of the lease the customer can either pay a residual value (final instalment) on the lease and take ownership of the car, trade it in or re-finance the residual and continue the lease. Please contact us to see if a lease benefits you.

Novated Lease

Novated Lease (Salary Packaging): Novated Leasing is a method of salary packaging a car, under which an employee leases a car and the employer agrees to take on the employee's obligations under the lease, paying the monthly lease rentals from the employee's pre-tax income ("salary sacrificing" this income). Under a Maintained or Fully Maintained Novated lease, the car's operating expenses, such as fuel, servicing, registration and other running costs, can also be packaged. A Novated lease is a three way agreement between an employer, employee and finance company, and under this arrangement, the employer pays the monthly lease rentals on behalf of the employee (by way of salary sacrifice), and provides the vehicle for the employee to use as part of their salary packaging arrangement. If employment ceases for any reason, or the lease agreement is finalised, the Novation ceases and the obligations assumed by the employer revert back to the employee. Please contact us to see if a novated lease benefits you.

Looking for a Car to Buy?

Buying or Selling a car can be a frustrating and time-consuming, emotional roller coaster ride.

​As consumers we understand what’s important, and with our industry backgrounds, we have the insider experience to ensure our clients get the best deals in a hassle free, and speedy manner.


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Why Choose Us


We have been doing this for many years and all come from various lending backgrounds.


We pride ourselves on making life hassle-free and we're fast and very easy to deal with.


We are affiliated with very large Finance & Insurance Companies, and Car Care suppliers. This allows us to get the best deals for our clients.

Other Services

Car Care

We can organise window tint, surface protection, leather & fabric interior protection


Please call us to discuss loan protection & extending the warranty on your vehicle

Asset Finance

We also finance shop fitouts, manufacturing equipment, cranes, basically any equipment your business requires

Car Buying & Selling

We can come to you & value your car, and easily source just about any vehicle you require

Customer Testimonials

“Ben He has been nothing short of legendary getting me on the road with my new car. I had finance sorted elsewhere but after getting stuffed around by a broker Ben managed to turn around the finance in less than 24 hours. Nearly halved the rate offered by the broker as well.  Highly recommended professionals.” 

- Aaron


"A big thank you for dealing with this matter professionally including the last minute change, and still delivering to what became a tight timetable.

 A very seamless and well drilled process that you and your bosses should be proud of."

- Michael

"Don was very professional and easy to deal with in his approach to providing my car loan. Everything went smoothly."

- Phil